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Loan Against Shares (LAS)

We offer Loan against Shares as a Line of credit against a basket of approved shares subject to specified margins.Loan against shares offers you instant liquidity against shares without having to sell the shares. By using LAS you can keep your carefully built portfolio intact and enjoy the benefit of getting cash against it when you need funds urgently. It is the ideal way to get liquidity without liquidating the shares. The loan will be directly credited to your bank account through ONLINE TRANSFER/NEFT/RTGS. Interest will be charged only for the amount of loan utilised.

Loan will be provided as per the total eligible portfolio after adjusting scripwise margins. You can continue to enjoy all benefits of ownership like Dividends, Bonus etc while also having the benefit of loan at attractive rates of interest.

This facility is provided against a wide range of securities

LAS

Benefits

  • No EMI's.
  • No Post dated cheques.
  • No prepayment charges.
  • Simple and speedy processing.
  • Interest charge only on daily outstanding balance.
  • Dedicated LAS helpdesk.
  • Get the flexibility to swap securities at your convenience.
  • All corporate benefits will be received by the client.

Schemes

Loan Against Shares Schme Details
Particulars PREMIUM SCHEME REGULAR SCHEME FESTIVE SCHEME
Minimum Amount Rs.10,00,000 (Ten Lac) Rs.50,000 (Fifty Thousand) Rs.500,000 (Five Lakh)
Interest Rate * 11 % p.a. 12 % p.a. 10 % pa *(Subject to prompt payment of Monthly Interest)
Processing/Annual Review Charges. 1% of loan amount + GST upfront annually 1% of loan amount + GST upfront annually 1% of loan amount + GST upfront
Margin As stipulated in sanction letter (60%) As stipulated in sanction letter (60%) As stipulated in sanction letter (60%)
Validity 1 Year, subject to annual review. 1 Year, subject to annual review. 6 Months.
Nature of Securities accepted as collateral Group 1 shares as per approved list of the Company Group 1 shares as per approved list of the Company Group 1 shares as per approved list of the Company
Number of Scrips Minimum 3 scrips Minimum 3 scrips Minimum 3 scrips
Exposure on single scrip Not exceeding 40% of total security value Not exceeding 40% of total security value Not exceeding 40% of total security value
Interest Payment First working day of every month after availing the loan. First working day of every month after availing the loan. Interest to be paid on or before every 30 days
Documentation Charges Rs.450 Rs.450 Rs.650
Cheque Bounce Charges Rs.300 Rs.300 Rs.300

*@ 10% pa is applicable only in the case of interest is paid on or before 30th day.In the case of default following rates will be applied from the loan start date onwards.


Day of Payment between Rate of Interest
31st– 60th 12% pa
61st - 90th 15% pa
> 90 18 % pa
  • Interest will be charged only on the daily outstanding balance.
  • The rate of interest includes cost of funds, capital charge, risk premium, operational cost and profit margin.
  • Interest rates may be subject to change from time to time with prospective effect after due notice.
  • In case interest remains unpaid for 170 days despite reminders, Geojit credits will be selling pledged security proportionately to recover the amount of unpaid interest without further notice.
  • Single scrip funding on select scrips at the sole discretion of Geojit Credits Pvt. Ltd.
  • All charges except processing charges are inclusive of service tax.
  • As per RBI circular no. DNBR (PD).007/03.10.119/2016-17 dated 01-09-2016, loans above Rs.5.00 Lac will be approved only against NSE Group 1 shares and Loan to Value (LTV) must be maintained at 50% of market value of shares.

Contact Us at:

Geojit Credits Private Limited

34/659-P, Civil Line Road Padivattom, Kochi,Kerala 682024

Corporate Identity Number:U65910KL1991PTC006106

Phone: 0484 – 2901252,2901254,2901255

Fax: 0484 2979695


website:www.geojitcredits.com


Check List

Individuals:
  • Pan Card
  • Any one - copy of Aadhar / Voters ID / Driving License / Passport / for address proof.

Partnership Firm :

  • Certified true copy of the Partnership deed
  • Passport size photograph of all the partners
  • Copy of PAN / Passport / Election ID or Driving License of all partners / Authorised official
  • Proof of demat account should be joint account where all the partners are signatories
  • Copies of Income Tax Returns of last two years
  • List of ALL partners and their residential address with Address proofs

Companies:

  • Copy of PAN of the company
  • Copy of PAN / Passport / Election ID or Driving License of all partners / Authorised official
  • Board resolution on letterhead
  • Certified true copy of balance sheets for last 2 years
  • Passport size photograph of the Directors / Authorised official
  • Copy of Memorandum & articles of Association of the Company
  • Networth Certificate by C.A.
  • Verification/attestation of signatures of Directors by the Bank
  • List of Directors and their residential address
  • Copy of Income Tax Return of last two years

LAS Eligible Securities

Sl No.SecurityCompany NameISINNo
1ALKEMALKEM LABORATORIES LIMITEDINE540L01014
2APOTYRAPOLLO TYRESINE438A01022
3ASEBROABB INDIA LIMITEDINE117A01022
4ASHLEYASHOK LEYLAND LTDINE208A01029
5ASHOKAASHOKA BUILDCON LIMITEDINE442H01029
6ASIPAIASIAN PAINTS LTDINE021A01026
7ASTIDLASTRAZENECA PHARMA INDIA LTDINE203A01020
8ATULPROATUL LIMITEDINE100A01010
9BAJAUTBAJAJ HOLDINGS & INVESTMENT LIMITEDINE118A01012
10BAJELEBAJAJ ELECTINE193E01025
11BALRAMCHBALRAMPUR CHINI MILLS LTDINE119A01028
12BANKINDIABANK OF INDIAINE084A01016
13BAYINDBAYER CROPSCIENCEINE462A01022
14BHAEARBHARATH EARTH MOVEINE258A01016
15BHAPETBHARAT PETROLEUM CORPORATION LTDINE029A01011
16BHAR ELEBHARAT ELECTRONICS LTDINE263A01024
17BHELBHELINE257A01026
18BSEBSE LIMITEDINE118H01025
19AARTIAARTI INDUSTERIES LTDINE769A01020
20ABHINDTRIDENT LIMITEDINE064C01022
21ADANIPOWERADANI POWER LIMITEDINE814H01011
22AEGISAEGIS LOGISTICS LIMITEDINE208C01025
23ALEMBICPHALEMBIC PHARMACEUTICALS LIMITEDINE901L01018
24ALLCARGOALLCARGO LOGISTICS LIMITEDINE418H01029
25BRITANBRITANIA INDUSTRIES LTDINE216A01030
26CADHEACADILA HEALTH CARE LIMITEDINE010B01027
27CANFINCAN FIN HOMESINE477A01020
28CARUNICARBORUNDUM UNIVERSALINE120A01034
29CASTROCASTROL INDIA LTDINE172A01027
30CENTRALBKCENTRAL BANK OF INDIAINE483A01010
31CESCCESC LIMITEDINE486A01013
32CIPLACIPLA LTDINE059A01026
33COALINDIACOAL INDIA LIMITEDINE522F01014
34COCHINSHIPCOCHIN SHIPYARD LIMITEDINE704P01017
35DABINDDABUR INDIA LTDINE016A01026
36DCMSCODCM SHRIRAM LIMITEDINE499A01024
37DIVLABDIVI' S LABINE361B01024
38DIXONDIXON TECHNOLOGIES (INDIA) LIMITEDINE935N01012
39DRREDDDR. REDDY'S LABORATARIESINE089A01023
40DRECORDREDGING CORPINE506A01018
41DHSUGADHAMPUR SUGAR MILLSINE041A01016
42EASHOTEIH LTDINE230A01023
43ECLERXECLERX SERVICES LIMITEDINE738I01010
44EICMOTEICHER MOTORINE066A01021
45EIDPAREID PARRYINE126A01031
46EMALTDEMAMI LTDINE548C01032
47EMERCKPROCTER & GAMBLE HEALTH LIMITEDINE199A01012
48ENGINDENGINEERS INDIA LIMITEDINE510A01028
49ESSPACEPL LIMITEDINE255A01020
50FEDBANFEDERAL BANK LIMITEDINE171A01029
51FINCABFINOLEX CABLEINE235A01022
52FINPIPFINOLEX INDUSTRIES LTDINE183A01016
53FLEINDUFLEX INDUSTRIESINE516A01017
54FORTISFORTIS HEALTHCARE LIMITEDINE061F01013
55FSLFIRSTSOURCE SOLUTIONS LIMITEDINE684F01012
56GABINDGABRIEL INDIA LTDINE524A01029
57GBNTV18 BROADCAST LIMITEDINE886H01027
58GESCOMAHINDRA LIFEINE813A01018
59GESHIPPINGGREAT EASTERN SHIPPINGINE017A01032
60GLEMARGLENMARK PHARMACEUTICALSINE935A01035
61GODCONGODREJ CONSUMER PRODUCTINE102D01028
62GODFRYPHLPGODFREY PHILIPS INDIAINE260B01028
63GODINDGODREJ INDUSTRIESINE233A01035
64GODREJPROPGODREJ PROPERTIES LIMITEDINE484J01027
65GOONERKANSAI NEROLACINE531A01024
66GRANULGRANULES INDIAINE101D01020
67GRELTDGREAVES COTTON LTDINE224A01026
68GUJNARGUJARAT NARMADA VALLEY FERT. & CHEMICALS LTD.INE113A01013
69HATAGRHATS AGR. PROINE473B01035
70HAVINDIHAVELLS INDIA LTDINE176B01034
71HCLTECHCL TECHNOLOGIES LTDINE860A01027
72HDFCBAHDFC BANK LIMITEDINE040A01034
73HDFCLIFEHDFC LIFE INSURANCE COMPANY LIMITEDINE795G01014
74HIMFUTHFCL LIMITEDINE548A01028
75HEOCHSSANOFI INDIA LIMITEDINE058A01010
76HERHONHERO MOTOCORP LIMITEDINE158A01026
77HINDCOPHIND COPPERINE531E01026
78HINLEVHINDUSTAN UNILEVER LTDINE030A01027
79HINPETHINDUSTHAN PETROLIUM CORP. LTDINE094A01015
80HINSANHSIL LIMITEDINE415A01038
81HINZINHINDUSTAN ZINC LIMITEDINE267A01025
82HUDCOLHOUSING AND URBAN DEVELOPMENT CORPORATION LIMITEDINE031A01017
83ICIAKZO NOBEL INDIA LIMITEDINE133A01011
84IDEAVODAFONE IDEA LIMITEDINE669E01016
85IDFCIDFC LIMITEDINE043D01016
86IDFCBANKIDFC FIRST BANK LIMITEDINE092T01019
87IFCIIFCI LTDINE039A01010
88IILTDINSECTICIDES (INDIA) LIMITEDINE070I01018
89INDCEMINDIA CEMENTS LIMITEDINE383A01012
90INDHOTINDIAN HOTELS COMPANY LIMITEDINE053A01029
91INDIANBINDIAN BANKINE562A01011
92INDSHAGILLETTE INDINE322A01010
93IPCLABIPCA LABINE571A01020
94IRCTCINDIAN RAILWAY CATERING AND TOURISM CORP LTDINE335Y01012
95IRBIRB INFRASTRUCTURE DEVELOPERS LIMITEDINE821I01014
96ITCLTDITC LIMITEDINE154A01025
97JAGPRAJAGRAN PRAKASHAN LTDINE199G01027
98JINPOLJINDAL POLY FILMSINE197D01010
99JKCEMJ.K.CEMENT LIMITEDINE823G01014
100JKCORPJK LAKSHMI CEMENT LTDINE786A01032
101JKINDUJK TYRE INDUSTRIESINE573A01042
102JMSHAREJM FINANCIAL LIMITEDINE780C01023
103JUBLFOODJUBILANT FOODWORKS LIMITEDINE797F01012
104JUBORGJUBILANT LIFE SCIENCES LIMITEDINE700A01033
105KALPOWKALPATHARU POWER TR LTDINE220B01022
106KEIINDKEI INDUSTRIESINE878B01027
107KELVINWHIRLPOOL OF INDIA LTDINE716A01013
108KPITSYBIRLASOFT LIMITEDINE836A01035
109KPRMILLK.P.R. MILL LIMITEDINE930H01023
110KSCLKAVERI SEED COMPANY LIMITEDINE455I01029
111LALPATHLABDR. LAL PATHLABS LIMITEDINE600L01024
112LAURUSLABSLAURUS LABS LIMITEDINE947Q01028
113LICHOULIC HOUSING FINANCE LTDINE115A01026
114MADREFCHENNAI PETROINE178A01016
115MAHSEAMAHARASHTRA SEAMLESSINE271B01025
116MAHSPIVARDHMAN TEXTILES LIMITEDINE825A01012
117MANGENMANAPPURAM FINANCE LIMITEDINE522D01027
118MARINDUMARICO INDUSTRIES LTDINE196A01026
119MARPLMRPLINE103A01014
120MARUTIMARUTI SUZUKI INDIA LIMITEDINE585B01010
121MAYUNIMAYUR UNIQUOT.INE040D01038
122MINDTREEMINDTREE LIMITEDINE018I01017
123MMTLTDM M T C LTDINE123F01029
124MOTILALOFSMOTILAL OSWAL FINANCIAL SERVICES LIMITEDINE338I01027
125MOTSUMMOTHERSON SUMI SYNTHINE775A01035
126MUNSHOMUNJAL SHOWAINE577A01027
127MYSCEMHEIDELBERG CEMENT INDIA LIMITEDINE578A01017
128NAGCONNCC LIMITEDINE868B01028
129NATINDNALCOINE139A01034
130NATMINNMDC LTDINE584A01023
131NAVNETPUBLNAVNEET EDUCATION LIMITEDINE060A01024
132NESTLNESTLE INDIA LTDINE239A01016
133NEYLIGNLC INDIA LIMITEDINE589A01014
134NHPCNHPC LIMITEDINE848E01016
135NIFTYBEESNIPPON INDIA NIFTY BEES ETFINF204KB14I2
136NIITTECHCOFORGE LIMITEDINE591G01017
137NOCILNOCIL LIMITEDINE163A01018
138NTPCNTPC LTDINE733E01010
139OILOIL INDIA LIMITEDINE274J01014
140PERSISTENTPERSISTENT SYSTEMS LIMITEDINE262H01013
141PETRONETPETRONET LNG LTDINE347G01014
142PFIZERPFIZER LTDINE182A01018
143PFSPTC INDIA FINANCIAL SERVICES LIMITEDINE560K01014
144POWTRAPTC INDIA LTDINE877F01012
145PRESTIGEPRESTIGE ESTATES PROJECTS LIMITEDINE811K01011
146PNCINFRAPNC INFRATECH LIMITEDINE195J01029
147PUNBANPUNJAB NATIONAL BANKINE160A01022
148RAJEXPRAJESH EXPORTSINE343B01030
149RALLISRALLIS INDIA LTDINE613A01020
150RAYMONDRAYMOND LIMITEDINE301A01014
151RBLBANKRBL BANK LIMITEDINE976G01028
152REDINGTONREDINGTON (INDIA) LIMITEDINE891D01026
153SABNIFHBL POWER SYSTEMS LIMITEDINE292B01021
154SGBMAR25GOLDBONDS 2025 2.50% TR-VIIIN0020160126
155SNOWMANSNOWMAN LOGISTICS LIMITEDINE734N01019
156SOBHASOBHA LIMITEDINE671H01015
157SOUINDSOUTH INDIAN BANK LTDINE683A01023
158SPARCSUN PHARMA ADVANCED RESEARCH COMPANY LIMITEDINE232I01014
159SRFLTDSRF LTDINE647A01010
160SRITRASRIRAM TRANSPORT FINANCEINE721A01013
161STABANSTATE BANK OF INDIAINE062A01020
162STRARCSTRIDES PHARMA SCIENCE LIMITEDINE939A01011
163STROPTSTERLITE TECHNOLOGIES LIMITEDINE089C01029
164SUNPHASUN PHARMAINE044A01036
165SUPINDSUPREME INDINE195A01028
166TAMNEWTAMILNADU NEWS PRINTINE107A01015
167TATCHETATA CHEMICALSINE092A01019
168TATELETATA ELEXIINE670A01012
169TATHONHONEYWELL AUTOMATIONINE671A01010
170TATPOWTATA POWERINE245A01021
171TCITRANSPORT CORPORATION OF INDIA LTDINE688A01022
172TEXMARAILTEXMACO RAIL & ENG LTDINE621L01012
173THELTDTHERMAX LTDINE152A01029
174TISCOTATA STEELINE081A01012
175TORNTPOWERTORRENT POWER LIMITEDINE813H01021
176TORPHATORRENT PHARMAINE685A01028
177UCOBANUCO BANKINE691A01018
178UNILABUNICHEM LABINE351A01035
179UNIPHONUNITED PHOSPHORUSINE628A01036
180UJJIVANSFBUJJIVAN SMALL FINANCE BANK LIMITEDINE551W01018
181VENKYLVENKY'S (I) LTDINE398A01010
182VGUARDV-GUARD INDUSTRIES LIMITEDINE951I01027
183VIPVIP INDUSTRIESINE054A01027
184VOLLTDVOLTAS LTDINE226A01021
185WIPROWIPRO LIMITEDINE075A01022
186ZEETELZEE ENTERTAINMENT ENTERPRISES LTDINE256A01028
187ABBALSGE POWER INDIA LIMITEDINE878A01011
188ACCACCINE012A01025
189ACEACTION CONSTRUCTION EQUIPMENT LIMITEDINE731H01025
190ADVEXPADANI ENTERPRISES LTDINE423A01024
191AIAENGAIA ENGINEERING LTDINE212H01026
192AJAPHAAJANTA PHARMA LTDINE031B01049
193AMARAJAMAR RAJA BATTERYINE885A01032
194AMTAPLJOHNSON CONTROLS –HITACHI AIR CONDITIONING LTDINE782A01015
195APOHOSAPOLLO HOSPITALINE437A01024
196APTTRAAPTECH LIMITEDINE266F01018
197ARROWEBTXDELTA CORP LIMITEDINE124G01033
198ARVMILARVIND LIMITEDINE034A01011
199AUROPHAAUROBINDO PHARMA LTDINE406A01037
200BAJAAUTOBAJAJ FINANCE LIMITEDINE296A01024
201BAJAJ-AUTOBAJAJ AUTO LIMITEDINE917I01010
202BAJAJCORPBAJAJ CONSUMER CARE LIMITEDINE933K01021
203BAJAJFINSVBAJAJ FINSERV LIMITEDINE918I01018
204BALAINBALKRISHNA INDUSTRIES LIMITEDINE787D01026
205BANBARBANK OF BARODAINE028A01039
206BASFBASF INDIA LTDINE373A01013
207BATINDBATA INDIAINE176A01028
208BERPAIBERGER PAINTSINE463A01038
209BFLSOFMPHASIS BFL LTDINE356A01018
210BFUTILB F UTILITIESINE243D01012
211BHAFORBHARAT FORGE & COMPANY LTDINE465A01025
212BIOCONBIOCON LTDINE376G01013
213BIR3M3M INDIAINE470A01017
214BIRJUTBIRLA CORP LTDINE340A01012
215BLUSTABLUE STAR LTDINE472A01039
216BOMBURBOMBAY BURMAH TRADING CORP.LTDINE050A01025
217BTVLBHARTI AIRTEL LIMITEDINE397D01024
218CANBANCANARA BANKINE476A01014
219CARERATINGCARE RATINGS LIMITEDINE752H01013
220CCLPROCCL PRODUCTS (INDIA) LIMITEDINE421D01022
221CDSLCENTRAL DEPOSITORY SERVICES (INDIA) LIMITEDINE736A01011
222CEATYRCEAT LIMITEDINE482A01020
223CENPLYCENTURY PLYINE348B01021
224CENTEXCENTURY TEXTILES LTDINE055A01016
225CHAFERCHAMBAL FERTILIZERINE085A01013
226CITUNICITY UNION BANK LTDINE491A01021
227COLCHECLARIANT CHEMICALS (INDIA) LIMITEDINE492A01029
228COLGATCOLGATE PALMOLIVE INDIA LTDINE259A01022
229CONCOFTATA COFFEE LTDINE493A01027
230CONCRPECONTAINER CORPORATION OF INDIA LTDINE111A01025
231CORFERCOROMANDEL INTERNATIONAL LIMITEDINE169A01031
232CRISILCRISILINE007A01025
233DCBDEVELOPMENT CREDIT BANK LTD.INE503A01015
234DEEFERDEEPAK FERTILIZERINE501A01019
235DEENITDEEPAK NITRITE LIMITEDINE288B01029
236DHABANDHANALAKSHMI BANKINE680A01011
237DMARTAVENUE SUPERMARTS LIMITEDINE192R01011
238ELGEQUELGI EQUIPMENTINE285A01027
239ESCORTESCORTS LIMITEDINE042A01014
240EXIDEEXIDE INDUSTRIES LTDINE302A01020
241FDCFDCINE258B01022
242FUJITSICIMZENSAR TECHNOLOGIES LTDINE520A01027
243GAILGAS AUTHORITY OF INDIA LTDINE129A01019
244GATCORGATI LTDINE152B01027
245GATDESGATEWAY DISTRIPARKS LTDINE852F01015
246GICHOUGIC HOUSING FINANCE LTDINE289B01019
247GLAXOGLAXO SMITHKLINE PHARMACUETICALS LTDINE159A01016
248GMDLTDGMDC LTDINE131A01031
249GMRINFRAGMR INFRASTRUCTURE LIMITEDINE776C01039
250GPPLGUJARAT PIPAVAV PORT LIMITEDINE517F01014
251GSPLGUJARAT STATE PETRONET LTDINE246F01010
252GUJ ALKGUJARAT ALKALIINE186A01019
253GUJ STAGUJARAT STATE FERTINE026A01025
254GUJAMBAMBUJA CEMENT LTDINE079A01024
255HDFCPHOUSING DEVELOPMENT FINANCE CORPORATION LTDINE001A01036
256HIMSEIHIMASINGHA SEIDEINE049A01027
257HINDALHINDALCO INDUSTRIES LIMITEDINE038A01020
258I-FLEXORACLE FINANCIAL SERV SOFTW LTDINE881D01027
259ICICIBANKICICI BANK LIMITEDINE090A01021
260ICICIGIICICI LOMBARD GENERAL INSURANCE COMPANY LIMITEDINE765G01017
261ICICIPRULIICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITEDINE726G01019
262INDDEVIDBI BANK LTDINE008A01015
263INDGASINDRAPRASTHA GAS LTDINE203G01027
264INDIGOINTERGLOBE AVIATION LIMITEDINE646L01027
265INDINFIIFL FINANCE LIMITEDINE530B01024
266INDOBANKINDIAN OVERSEAS BANKINE565A01014
267INDUSINDUS IND BANKINE095A01012
268INFENTCYIENT LIMITEDINE136B01020
269INFTECINFOSYS LIMITEDINE009A01021
270INGRANINGERSOLL RANDINE177A01018
271INOXLEISURINOX LEISURE LTDINE312H01016
272INVESTCORPTATA INVESTMENT CORPN.INE672A01018
273IOCINDIAN OIL CORPORATION LTDINE242A01010
274JBCHEMJ B CHEMICALINE572A01028
275JDIALJUST DIAL LIMITEDINE599M01018
276JINSTEJINDAL STEEL AND POWER LTDINE749A01030
277JINVIJSTLJSW STEEL LIMITEDINE019A01038
278JSWENERGYJSW ENERGY LIMITEDINE121E01018
279JYOTHYLABJYOTHY LABS LIMITEDINE668F01031
280KAJCERKAJARIA CERAMICINE217B01036
281KARBANKARNATAKA BANK LIMITEDINE614B01018
282KARVYSKARUR VYSYA BANK LTDINE036D01028
283KECKEC INTERNATIONAL LTDINE389H01022
284KIRCUMCUMMINS INDIA LTDINE298A01020
285KOTMAHKOTAK MAHINDRA BANKINE237A01028
286L&TFHL&T FINANCE HOLDINGS LIMITEDINE498L01015
287LANINDSRIKALAHASTHI PIPES LIMITEDINE943C01027
288LARTUBLARSEN AND TOUBRO LIMITEDINE018A01030
289LIQBEENIPPON INDIA LIQUID BEES ETFINF732E01037
290LTILARSEN & TOUBRO INFOTECH LIMITEDINE214T01019
291LUPLTDLUPIN LIMITEDINE326A01037
292M&MFINMAHINDRA & MAHINDRA FIN. SERV. LTDINE774D01024
293MADCEMRAMCO CEMENTS LIMITEDINE331A01037
294MAHBANMAHARASHTRA BANKINE457A01014
295MAHMAHMAHINDRA AND MAHINDRA LIMITEDINE101A01026
296MAXINDMAX FINANCIAL SERVICES LIMITEDINE180A01020
297MCDOWUNITED SPIRITS LIMITEDINE854D01024
298MCXMULTI COMMODITY EXCHANGE OF INDIA LIMITEDINE745G01035
299MHRILMAHINDRA HOLIDAYS & RESORTS INDIA LIMITEDINE998I01010
300MICOBOSCH LIMITEDINE323A01026
301MOILMOIL LIMITEDINE490G01020
302MUNDRAPORTADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITEDINE742F01042
303MUTHOOTFINMUTHOOT FINANCE LIMITEDINE414G01012
304NATPHANATCO PHARMAINE987B01026
305NAUKRIINFO EDGE (INDIA) LIMITEDINE663F01024
306NBCCLTDNBCC (INDIA) LIMITEDINE095N01031
307NICPIRPIRAMAL ENTERPRISES LIMITEDINE140A01024
308NILPLANILKAMAL PLASTICSINE310A01015
309NUCSOFNUCLEUS SOFT EXPORTS LTDINE096B01018
310ONGCOIL AND NATURAL GAS CORPORATION LIMITEDINE213A01029
311PAGEINDPAGE INDUSTRIES LIMITEDINE761H01022
312PANJINDPRAJ INDUSTRIESINE074A01025
313PFCPOWER FINANCE CORPORATION LIMITEDINE134E01011
314PHICARPHILIPS CARBONINE602A01023
315PIDINDPIDLITE INDUSTRIESINE318A01026
316PIINDLTPI INDUSTRIES LIMITEDINE603J01030
317PNBGILPNB GILTS LTDINE859A01011
318POLPLEPOLYPLEXINE633B01018
319POWERGRIDPOWER GRID CORPORATION OF INDIA LIMITEDINE752E01010
320PROGAMPROCTER & GAMBLEINE179A01014
321PVRPVR LTDINE191H01014
322RCFRASHTRIYA CHEMICALS & FERINE027A01015
323RECREC LIMITEDINE020B01018
324RELRELIANCE INDUSTRIES LIMITEDINE002A01018
325RIILREL INDL INFRAINE046A01015
326SAILSTEEL AUTHORITY OF INDIAINE114A01011
327SASCOMSASKEN TECHNOLOGIES LIMITEDINE231F01020
328SAWPIPJINDAL SAWINE324A01024
329SBILIFESBI LIFE INSURANCE COMPANY LIMITEDINE123W01016
330SCHNEIDERSCHNEIDER ELECTRIC INFRASTRUCTURE LTDINE839M01018
331SCISHIPPING CORP OF INDIAINE109A01011
332SESGOAVEDANTA LIMITEDINE205A01025
333SHRCEMSHREE CEMENTINE070A01015
334SIEMENSIEMENSINE003A01024
335SJVNSJVN LIMITEDINE002L01015
336SKFBEASKF INDIAINE640A01023
337SUNFASSUNDARAM FASTNERSINE387A01021
338SUNFINSUNDARAM FINANCEINE660A01013
339SUNTVSUN TV NETWORK LIMITEDINE424H01027
340SWAMAZSML ISUZU LIMITEDINE294B01019
341SYMCONSYMPHONY LIMITEDINE225D01027
342SYNGENESYNGENE INTERNATIONAL LIMITEDINE398R01022
343TATAMTRDVRTATA MOTORS -DVR-A-ORDYIN9155A01020
344TATSPOTATA STEEL LONG PRODUCTS LIMITEDINE674A01014
345TATTEATATA CONSUMER PRODUCTS LIMITEDINE192A01025
346TATTIMTIMKEN INDIA LTDINE325A01013
347TCSTCS LTDINE467B01029
348TECHMTECH MAHINDRA LTDINE669C01036
349TELCOTATA MOTORS LTDINE155A01022
350TITINDTITAN COMPANY LIMITEDINE280A01028
351TVSMOTTVS MOTOR LIMITEDINE494B01023
352TVTODAYT.V. TODAY NETWORK LTDINE038F01029
353ULTCEMULTRA TECH CEMCOINE481G01011
354UNIBANUNION BANK OF INDIAINE692A01016
355UTIBANAXIS BANK LIMITEDINE238A01034
356VIDSANTATA COMMUNICATIONS LIMITEDINE151A01013
357VRLLOGVRL LOGISTICS LIMITEDINE366I01010
358WOCPHAWOCKHARDT LIMITEDINE049B01025
359WONDRLAWONDERLA HOLIDAYS LIMITEDINE066O01014

FAQ

  • How can I avail this facility?
    You can avail Loan Against Shares by signing LAS agreement with documents in proof of identity and address and transferring the securities
  • What will be the loan amount I can get?
    The loan amount will depend on the securities transferred and the margins specified.
  • What is the period of loan?
    Loan will be provided for a period of one year at a time, renewable by mutual consent .
  • What are the Interest charging procedures?
    Interest will be charged on the basis of daily outstanding balance in the loan account and will be accounted monthly. You are requested to pay interest debited every month to avoid account becoming a Non Performing Asset ( NPA).
  • What are the repayment modes available?
    You can repay the loan either by selling shares pledged to us or by paying the amount. If you wish to sell the shares, please inform us through mail and we will sell the shares to settle the loan outstanding plus interest. You can close the loan by transferring funds to Geojit Credit's bank account by way of Cheque/DD/Online/NEFT mode.
  • Can I make part payment?
    Yes. You can make part payment and there is no prepayment charges.
  • How can I get my shares back?
    After closing the loan the shares will be transferred to your Demat account as per your instruction.
  • Is it possible to do security swapping?
    Yes. You can swap your existing security with another eligible one of same value with prior approval from Geojit Credits Pvt Ltd.
  • What are the charges I have to pay?
    Please see the scheme details.
  • If my total holding value declined as per market conditions, how it will affect my loan portfolio?
    If there is any margin shortfall above the permissible limit, we will inform it through your registered email id and you can clear the margin shortage by using any of the repayment modes mentioned above or by transferring additional securities. However in the event of your “Loan to Value (LTV)” remaining in excess of 50% for a period of 5 continuous trading days, we shall sell pledged shares proportionately to bring the Loan to Value below 50% as required under regulations.